:root{--bg:#fff;--surface:#f4f6f8;--ink:#1a1d21;--ink-muted:#33393f;--link:#0b5347;--link-hover:#1b2f57;--navy:#1b2f57;--teal:#0f6b5c;--button:#0b5347;--on-navy:#dfe8f5;--on-navy-accent:#9fe0cf;--card-border:#d3dae2;--heading-font:"Source Serif 4", Georgia, "Times New Roman", serif;--focus:#7a2e00;--rule:#767f8a;--step--1:1rem;--step-0:1.1875rem;--step-1:1.3125rem;--step-2:1.5rem;--step-3:1.8125rem;--step-4:clamp(2rem, 1.55rem + 2.25vw, 2.625rem);--measure:51ch;--gutter:1.25rem;color-scheme:light}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body,h1,h2,h3,h4,p,ul,ol,li,figure,blockquote,dl,dd{margin:0}body{background:var(--bg);color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,Arial,Noto Sans,sans-serif,Apple Color Emoji,Segoe UI Emoji;font-size:var(--step-0);overflow-wrap:break-word;flex-direction:column;min-height:100vh;line-height:1.65;display:flex}h1,h2,h3,h4{letter-spacing:-.01em;text-wrap:balance;font-weight:700;line-height:1.25}h1{font-size:var(--step-4);margin-block-end:.6em}h2{font-size:var(--step-3);margin-block:1.8em .5em}h3{font-size:var(--step-2);margin-block:1.6em .4em}h4{font-size:var(--step-1);margin-block:1.4em .4em}p,ul,ol,table,blockquote,dl{margin-block-end:1.15em}ul,ol{padding-inline-start:1.4em}li+li{margin-block-start:.4em}strong{font-weight:700}a{color:var(--link);text-underline-offset:.18em;text-decoration-thickness:.08em}a:hover{color:var(--link-hover);text-decoration-thickness:.14em}:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:2px}.skip-link{left:var(--gutter);z-index:10;background:var(--ink);color:#fff;border-radius:0 0 6px 6px;padding:.7rem 1.1rem;font-weight:700;text-decoration:none;position:absolute;top:0;transform:translateY(-150%)}.skip-link:focus-visible,.skip-link:focus{color:#fff;transform:translateY(0)}.wrap{width:100%;max-width:74rem;padding-inline:var(--gutter);margin-inline:auto}.prose>*{max-width:var(--measure)}.prose>.table-scroll,.prose>pre{max-width:100%}main{flex:1 0 auto;padding-block:2.5rem 4rem}@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/source-serif-4-latin-600-normal.woff2)format("woff2")}h1,h2,h3{font-family:var(--heading-font);letter-spacing:-.01em;font-weight:600}.button{min-height:44px;font-weight:700;font-size:var(--step--1);white-space:nowrap;border:2px solid #0000;border-radius:999px;justify-content:center;align-items:center;padding:.55rem 1.1rem;line-height:1.2;text-decoration:none;display:inline-flex}.button-primary{background:var(--button);color:#fff}.button-primary:hover,.button-primary:focus-visible{background:var(--navy);color:#fff}.button-on-dark{color:#fff;border-color:#fff}.button-on-dark:hover,.button-on-dark:focus-visible{color:var(--navy);background:#fff}.button-large{font-size:var(--step-0);padding:.75rem 1.4rem}.site-header{background:var(--bg);border-block-end:1px solid var(--card-border);box-shadow:0 1px 3px #1b2f5714}.header-bar{flex-wrap:wrap;align-items:center;gap:.5rem 2rem;padding-block:.75rem;display:flex}.wordmark{font-family:var(--heading-font);font-size:var(--step-2);letter-spacing:-.01em;color:var(--navy);flex:none;align-items:center;gap:.55rem;font-weight:600;text-decoration:none;display:inline-flex}.wordmark-mark{flex:none;width:1.5em;height:1.5em}.wordmark-note{color:var(--teal)}.wordmark:hover{color:var(--navy)}.site-nav{flex:auto}.site-nav ul{flex-wrap:wrap;gap:.25rem;margin:0;padding:0;list-style:none;display:flex}.site-nav li{margin:0}.site-nav a,.header-login{min-height:44px;font-size:var(--step--1);color:var(--ink);border-radius:999px;align-items:center;padding-inline:.8rem;font-weight:600;text-decoration:none;display:inline-flex}.site-nav a:hover,.header-login:hover{background:var(--surface);color:var(--link)}.site-nav a[aria-current=page]{color:var(--link);background:#e6f2ef}.header-actions{align-items:center;gap:.5rem;margin-inline-start:auto;display:flex}.site-footer{background:var(--navy);color:var(--on-navy);font-size:var(--step--1);flex-shrink:0;padding-block:3rem 2rem}.site-footer a{color:#fff;text-decoration-color:#ffffff73}.site-footer a:hover{color:var(--on-navy-accent);text-decoration-color:currentColor}.footer-top{border-block-end:1px solid #dfe8f540;grid-template-columns:minmax(14rem,1.1fr) 3fr;gap:2rem 3rem;margin-block-end:1.5rem;padding-block-end:2rem;display:grid}.footer-wordmark{font-family:var(--heading-font);font-weight:600;font-size:var(--step-2);color:#fff;align-items:center;gap:.55rem;margin:0 0 .5rem;display:flex}.footer-note{color:var(--on-navy-accent)}.footer-tagline{color:var(--on-navy-accent);letter-spacing:.02em;margin-block:0 .75rem;font-weight:700}.footer-brand p{max-width:26rem}.footer-nav{grid-template-columns:repeat(auto-fit,minmax(12rem,1fr));gap:1.5rem 2rem;display:grid}.footer-nav h2{font-family:inherit;font-size:var(--step--1);text-transform:uppercase;letter-spacing:.08em;color:var(--on-navy-accent);margin:0 0 .6rem;font-weight:700}.footer-nav ul{margin:0;padding:0;list-style:none}.footer-nav li{margin-block-end:.35rem}.site-footer .disclaimer,.site-footer .copyright{max-width:var(--measure);margin-block:0 .5rem}.lead{font-size:var(--step-1);max-width:var(--measure);line-height:1.6}.section{max-width:var(--measure);margin-block-start:3rem}.section-wide{max-width:none}.section-wide>p,.section-wide>h2{max-width:var(--measure)}.hero{background:radial-gradient(60rem 30rem at 85% -10%, #0f6b5c8c, transparent 60%), var(--navy);color:#fff;margin-block:-2.5rem 1rem}.hero-inner{grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);align-items:center;gap:2.5rem;padding-block:3.5rem 4rem;display:grid}.eyebrow{color:var(--on-navy-accent);font-weight:700;font-size:var(--step--1);letter-spacing:.08em;text-transform:uppercase;margin:0 0 .75rem}.hero h1{color:#fff;max-width:18ch;margin-block:0 1rem;font-size:clamp(2.2rem,1.5rem + 2.6vw,3.3rem);line-height:1.12}.hero-lead{font-size:var(--step-1);color:var(--on-navy);max-width:34rem;margin-block:0 1.5rem;line-height:1.6}.hero-actions{flex-wrap:wrap;gap:.75rem;margin-block:0 .75rem;display:flex}.hero-note{color:var(--on-navy);font-size:var(--step--1);margin:0}.hero a:focus-visible{outline-color:#fff}.hero-card{color:var(--ink);background:#fff;border-radius:16px;padding:1.5rem;box-shadow:0 20px 45px #050f2359}.hero-card-head{justify-content:space-between;align-items:center;gap:1rem;display:flex}.hero-card-title{font-family:var(--heading-font);font-weight:600;font-size:var(--step-2);color:var(--navy)}.pill{font-size:var(--step--1);border-radius:999px;padding:.15rem .7rem;font-weight:700;display:inline-block}.pill-ok{color:var(--link);background:#e6f2ef}.hero-card-sub{color:var(--ink-muted);font-size:var(--step--1);margin:.35rem 0 .9rem}.progress{background:#e5eaf0;border-radius:999px;height:10px;margin-block-end:1rem;overflow:hidden}.progress>span{background:var(--teal);border-radius:999px;height:100%;display:block}.hero-card-list{margin:0;padding:0;list-style:none}.hero-card-list li{font-size:var(--step--1);border-block-start:1px solid #e5eaf0;justify-content:space-between;gap:1rem;padding-block:.6rem;display:flex}.hero-card-list span{color:var(--ink-muted)}.hero-card-list strong{color:var(--navy);text-align:end}.card-grid,.answers.card-grid{border:0;grid-template-columns:repeat(auto-fit,minmax(17rem,1fr));gap:1rem;margin-block:1.25rem 1.5rem;padding:0;list-style:none;display:grid}.answers.card-grid li{background:var(--bg);border:1px solid var(--card-border);border-top:4px solid var(--teal);border-radius:12px;margin:0;padding:1.25rem 1.35rem}.answers.card-grid strong{font-family:var(--heading-font);font-weight:600;font-size:var(--step-1);color:var(--navy);margin-block-end:.4rem;display:block}.link-cards{grid-template-columns:repeat(auto-fit,minmax(19rem,1fr));gap:1rem;margin-block:1.25rem 0;padding:0;list-style:none;display:grid}.link-cards>li{background:var(--surface);border:1px solid var(--card-border);border-radius:12px;margin:0;padding:1.25rem 1.35rem;transition:border-color .12s,box-shadow .12s,transform .12s;position:relative}.link-cards>li:hover,.link-cards>li:focus-within{border-color:var(--teal);transform:translateY(-2px);box-shadow:0 8px 20px #1b2f571f}.link-cards a{font-family:var(--heading-font);font-weight:600;font-size:var(--step-1);color:var(--navy);text-decoration:none}.link-cards a:after{content:"";border-radius:12px;position:absolute;inset:0}.link-cards a:hover{color:var(--link)}.link-cards p{color:var(--ink-muted);margin-block:.4rem 0}.answers{border-inline-start:4px solid var(--rule);margin-block:1rem 1.5rem;padding:0;padding-inline-start:1.1rem;list-style:none}.answers li{margin-block-end:.7rem}.answers li:last-child{margin-block-end:0}.article-list{max-width:var(--measure);margin-block:1.25rem 0;padding:0;list-style:none}.article-list>li{border-block-end:1px solid var(--rule);margin-block-end:1.6rem;padding-block-end:1.6rem}.article-list>li:last-child{border-block-end:0;margin-block-end:0;padding-block-end:0}.article-list a{font-size:var(--step-1);font-weight:600;display:inline-block}.article-list p{color:var(--ink-muted);margin-block:.35rem 0}.article-meta{color:var(--ink-muted);font-size:var(--step--1);margin-block-end:1.75rem}.table-scroll{border:1px solid var(--rule);border-radius:4px;margin-block-end:1.5rem;overflow-x:auto}.table-scroll table{border-collapse:collapse;min-width:100%;font-size:var(--step--1);margin:0}.prose th,.prose td{text-align:left;border-block-end:1px solid var(--rule);vertical-align:top;padding:.6rem .9rem}.prose th{background:var(--surface);white-space:nowrap;font-weight:700}.prose tbody tr:last-child td{border-block-end:0}.prose code{background:var(--surface);border-radius:3px;padding:.1em .35em;font-family:ui-monospace,SFMono-Regular,SF Mono,Menlo,Consolas,monospace;font-size:.92em}.prose pre{background:var(--surface);border:1px solid var(--rule);border-radius:4px;margin-block-end:1.5rem;padding:1rem;overflow-x:auto}.prose pre code{background:0 0;padding:0}.prose blockquote{border-inline-start:4px solid var(--rule);color:var(--ink-muted);margin-inline:0;padding-inline-start:1.1rem}.prose hr{border:0;border-block-start:1px solid var(--rule);margin-block:2.5rem}.callout{background:var(--surface);border:2px solid var(--rule);max-width:var(--measure);border-radius:6px;margin-block:2rem;padding:1.1rem 1.25rem}.callout h2,.callout h3{font-size:var(--step-1);margin-block:0 .5rem}.callout p:last-child,.callout ul:last-child{margin-block-end:0}.sources li{margin-block-end:.6rem}.sources .source-name{font-weight:700}.related{max-width:var(--measure);margin-block-start:3rem}.related ul{padding:0;list-style:none}.related li{margin-block-end:.7rem}.calc-form{background:var(--surface);border:2px solid var(--rule);max-width:var(--measure);border-radius:6px;margin-block:1.5rem 2rem;padding:1.25rem}.calc-field{margin-block-end:1.1rem}.calc-field label{margin-block-end:.3rem;font-weight:700;display:block}.calc-field input,.calc-field select{font:inherit;color:var(--ink);background:var(--bg);border:2px solid var(--rule);border-radius:4px;width:100%;max-width:22rem;padding:.5rem .7rem}.calc-hint{color:var(--ink-muted);font-size:var(--step--1);margin-block:.3rem 0}.calc-submit{font:inherit;color:#fff;background:var(--link);cursor:pointer;border:0;border-radius:4px;padding:.7rem 1.4rem;font-weight:700}.calc-submit:hover{background:var(--link-hover)}.calc-prompt{border-inline-start:4px solid var(--link);max-width:var(--measure);padding-inline-start:1.1rem}.calc-field-missing label{color:var(--focus)}.calc-needed{color:var(--focus);font-weight:400}.calc-error{border:2px solid var(--focus);max-width:var(--measure);border-radius:6px;margin-block:1.5rem;padding:1.1rem 1.25rem}.calc-error h2{font-size:var(--step-1);margin-block:0 .5rem}.calc-error ul:last-child{margin-block-end:0}.calc-summary{background:var(--surface);border:1px solid var(--rule);border-radius:6px;grid-template-columns:repeat(auto-fit,minmax(14rem,1fr));gap:.9rem 1.5rem;margin-block-end:1.5rem;padding:1.1rem 1.25rem;display:grid}.calc-summary dt{font-size:var(--step--1);color:var(--ink-muted)}.calc-summary dd{margin:0;font-weight:700}.calc-figure{font-size:var(--step-1)}.calc-final-row th,.calc-final-row td{background:var(--surface);border-block-start:3px solid var(--ink);font-weight:700}.calc-funnel{max-width:var(--measure);font-weight:700}.visually-hidden{clip:rect(0 0 0 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}@media (width<=30rem){:root{--gutter:1rem}.site-nav a,.header-login{padding-inline:.55rem}.hero-inner{padding-block:2.5rem 3rem}}.plans caption{text-align:start;font-size:var(--step--1);padding-block-end:.5rem}.plans .num{text-align:end;white-space:nowrap}.plan-blurb{color:var(--ink-muted);font-size:.9em;font-weight:400;display:block}.cta-row{flex-wrap:wrap;align-items:center;gap:.75rem 1.25rem;margin-block:1.5rem;display:flex}.feature-toc{flex-wrap:wrap;gap:.6rem;padding:0;list-style:none;display:flex}.feature-toc li{margin:0}.feature-toc a{border:1px solid var(--card-border);background:var(--surface);font-size:var(--step--1);border-radius:999px;padding:.35rem .9rem;text-decoration:none;display:inline-block}.feature-toc a:hover{border-color:var(--link);text-decoration:underline}.prose .features th[scope=row]{width:32%}.feature-guide{color:var(--ink-muted);margin-top:.35rem;font-size:.9em;display:block}@media (width<=30rem){.plan-blurb{display:none}.prose .plans th,.prose .plans td{padding-inline:.5rem}}@media (width<=56rem){.site-nav{flex-basis:100%;order:3}.site-nav ul{margin-inline-start:-.55rem}.hero-inner,.footer-top{grid-template-columns:1fr}}